Online Payments – Safe or Scam?
Online payments are a common way for people to purchase goods and services. The most popular form of online payment is PayPal, with over 143 million users worldwide. Also, BlueSnap and Stripe offer similar solutions and support a large number of customers.
It’s easy to set up an account and start using it immediately–with one click you can send or request money from friends or family members through email, on social media sites like Facebook, Twitter, Instagram or Pinterest; at your favorite retailer’s site by adding a credit card number; or even on your phone without downloading anything! One downside is that some websites don’t accept PayPal or other payment processors – but there are plenty that do.
The problem with these services is that while they make it easy to send money, you can’t be sure your personal details are secure once the seller has received them. The company could sell or share them with other companies without your permission (and some online payment platforms do this).
A more secure way to pay is through your credit card. You can use a regular Visa or MasterCard, as well as American Express and Discover cards. While the system may seem more complicated to set up–you have to enter all of your information yourself rather than linking it with PayPal – you don’t need an account at all! There’s no risk of forgetting passwords, since each site has its own security for payment processing; overall there are fewer risks involved when using this method instead of something like PayPal which shares data across sites.
Finally, you can also just give cash whenever possible – that way nothing will be lost if someone gets access to your computer. It’s very important not to leave money lying around in easy-to-reach spots where anyone could take it. If you’re going somewhere with a large group of people, it’s best to split the cash up and keep track of who has what money so everyone is safe!